The summit is expected to endorse a higher defence spending goal of five per cent of GDP - a response to a demand by Trump and to Europeans' fears that Russia poses a growing threat to their security following the 2022 invasion of Ukraine.
NATO Secretary-General Mark Rutte acknowledged that it was not easy for European countries and Canada to find the extra money but said it was vital to do so.
"There is absolute conviction with my colleagues at the table that, given this threat from the Russians, given the international security situation, there is no alternative," he told reporters.
Speaking to media before the summit opened on Wednesday, Trump played down concerns over his commitment to mutual defence among allies as set out by Article 5 of NATO's charter, saying: "We're with them all the way."
The debate has been fuelled by Trump's own comments on the way to the summit on Tuesday.Â
Speaking to reporters aboard Air Force One, he had said there were "numerous definitions" of the clause.
Finnish President Alexander Stubb, whose country borders Russia and joined NATO two years ago, said the alliance was evolving.
"I think we're witnessing the birth of a new NATO, which means a more balanced NATO and a NATO which has more European responsibility," he told reporters.
The new spending target - to be achieved over the next 10 years - is a jump worth hundreds of billions of dollars a year from the current goal of two per cent of GDP, although it will be measured differently.
Countries would spend 3.5 per cent of GDP on core defence - such as troops and weapons - and 1.5 per cent on broader defence-related measures such as cyber security, protecting pipelines and adapting roads and bridges to handle heavy military vehicles.
All NATO members have backed a statement enshrining the target, although Spain declared it does not need to meet the goal and can meet its commitments by spending much less.
Rutte disputes that but accepted a diplomatic fudge with Spanish Prime Minister Pedro Sanchez as part of his efforts to give Trump a diplomatic victory and make the summit go smoothly.
Spain said on Wednesday that it did not expect its stance to have any repercussions.
Rutte has kept the summit and its final statement short and focused on the spending pledge to try to avert any friction with Trump.
Ukrainian President Volodymyr Zelenskiy had to settle for attending the pre-summit dinner on Tuesday evening rather than the main meeting on Wednesday, although he was set to meet Trump separately.
Hungarian Prime Minister Viktor Orban diluted the display of unity when he told reporters that NATO had no business in Ukraine and that Russia was not strong enough to represent a real threat to NATO.
The Kremlin has accused NATO of being on a path of rampant militarisation and portraying Russia as a "fiend of hell" in order to justify its big increase in defence spending.